Punjab Khidmat Card Scheme 2025 Complete Guide:The Chief Minister Khidmat Card Scheme, launched in December 2016, is one of Punjab’s most impactful social welfare initiatives. Designed especially for low-income households, widows, orphans, and persons with disabilities, this scheme provides financial assistance, social protection, and access to essential services. Over the years, it has helped thousands of struggling families by offering direct financial relief and healthcare support.
As we enter 2025, many people are searching for details about the registration process, eligibility, required documents, and how to check their Khidmat Card balance online. Below is a complete, updated guide.
What is the Punjab Khidmat Card?
The Khidmat Card was introduced by the Punjab Government to reduce poverty and uplift marginalized families. It works as a welfare card that provides:
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Direct cash assistance through ATM-enabled cards
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Free healthcare services under the Sehat Sahulat program
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Skill development opportunities for unemployed youth
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Special support for widows and persons with disabilities
The scheme is managed by the Punjab Social Protection Authority (PSPA), ensuring transparency in fund distribution via bank transfers and ATM withdrawals.
Latest Updates in 2025
The program has recently been updated to make it easier and more accessible. Here are the key changes:
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ATM-enabled smart cards for direct withdrawals
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Quarterly financial support for eligible families
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Special allowances for widows and disabled individuals
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Digital verification with NADRA to avoid fraud
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Free healthcare facilities through the Sehat Sahulat Card
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Simplified online registration via PSPA’s official portal
Eligibility Criteria for 2025
To qualify for the Khidmat Card, applicants must meet the following requirements:
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Must be a resident of Punjab
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Must be registered with NADRA
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Household income should be below Rs. 25,000 per month
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Widows, orphans, and disabled individuals are given priority
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Families already enrolled in BISP (8171) or Ehsaas programs are also eligible
Documents Required
Applicants must prepare the following documents before applying:
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Valid CNIC
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Disability certificate (if applicable)
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Proof of income (salary slip, pension book, or affidavit)
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Family Registration Certificate (FRC)
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Husband’s death certificate (for widows)
Punjab Khidmat Card Scheme 2025 Complete Guide
Here’s the step-by-step guide to applying:
Step 1: Check Eligibility
Verify your household income and ensure you meet the criteria mentioned above. Families with low PMT scores in the BISP/NADRA database are automatically prioritized.
Step 2: Visit the Official Portal
Go to the Punjab Khidmat Card Online Registration Portal provided by PSPA.
Step 3: Fill Out the Application Form
Provide:
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CNIC number
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Household and income details
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Family information
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Disability information (if applicable)
Step 4: Verification
Your details will be cross-checked with NADRA and PSPA databases.
Step 5: Receive Your Card
If approved, you will get an SMS notification. Your Khidmat Card can then be collected from your nearest bank branch or Khidmat Markaz.
How to Apply Online for Khidmat Card 2025
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Visit the PSPA Khidmat Card official portal
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Open the online registration form
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Enter your CNIC and personal details
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Upload the required documents
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Submit the form and wait for confirmation via SMS
How to Check Khidmat Card Balance
Beneficiaries can check their balance easily through:
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ATM machines (by inserting the card and entering the PIN)
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Bank helpline numbers
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SMS alerts after each transaction
Khidmat Card Helpline
For queries and guidance, you can contact:
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PSPA Helpline: 042-111-333-267
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Or visit the nearest Khidmat Markaz in your district
Key Benefits of Khidmat Card 2025
The Khidmat Card is not just about cash transfers – it offers a range of welfare benefits:
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Financial Assistance: Regular cash installments for low-income families
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Healthcare Support: Free treatment under the Sehat Sahulat program
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Skill Development: Training opportunities for unemployed youth
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Education Support: Scholarships for students from poor families
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Disability Assistance: Special allowance and equipment support for disabled persons
Khidmat Markaz Centers
Across Punjab, Khidmat Markaz centers are established to:
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Distribute cards
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Submit applications
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Resolve complaints
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Provide applicant guidance
Challenges and Improvements
While the program has brought relief to thousands, challenges remain:
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Lack of awareness in remote areas
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Delays in verification due to database mismatches
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Technical issues in online applications
The government plans to expand eligibility, increase payment amounts, and provide assistive devices for disabled persons in 2025.
Conclusion
The Punjab Khidmat Card Scheme 2025 is a lifeline for families struggling with poverty. By offering direct cash support, healthcare, education, and skill development, it has become one of the most effective social welfare initiatives in Pakistan.
If you meet the eligibility criteria, don’t wait—apply today and secure better support for yourself and your family.
