BISP Mobile Wallets: A New Era of Digital Payments for Women in Pakistan

New Era of Digital Payments for Women in Pakistan:The Government of Pakistan has taken a landmark step to modernize its welfare programs by introducing digital mobile wallets for women enrolled in the Benazir Income Support Programme (BISP). From August 2025, beneficiaries can now access their quarterly stipend of Rs. 13,500 directly through secure digital accounts, eliminating the need for agents, long queues, or cash distribution centers.

Why This Matters New Era of Digital Payments for Women in Pakistan

For years, BISP beneficiaries—mostly women—have faced challenges such as long waiting times, deductions by intermediaries, and difficulties in accessing funds in remote areas. The introduction of CNIC-verified digital wallets changes this completely. With just a basic mobile phone or smartphone, beneficiaries can now receive, track, and withdraw their funds safely and directly.

Popular platforms such as JazzCash, Easypaisa, UPaisa, and other partner bank applications are being used for the rollout. Once registered, women will be able to check balances, withdraw cash, and even receive SMS alerts for complete transparency.

Why the Government Launched Mobile Wallets

According to officials, this initiative serves several important goals:

• Eliminates unauthorized cuts and fraud by agents

• Provides safer and faster access to welfare payments

• Promotes digital literacy among women

• Lays the foundation for a more cashless, transparent economy

The program also aligns with Pakistan’s broader push toward digital financial inclusion, supported by international partners like the European Union and the German Government.

During the launch, BISP Chairperson Senator Rubina Khalid emphasized that digital wallets will give women the dignity and independence of controlling their own funds. “Every woman should have the right to decide how she wants to receive her payments,” she stated.

Who Is Eligible?

Currently, the mobile wallet facility is being offered to:

• Women enrolled in the BISP 8171 Kafaalat Program

• Beneficiaries with a verified CNIC and active SIM card

• Individuals who have completed biometric verification through NADRA

• Those opting for digital wallets during new registration or re-verification

The system is being rolled out in phases, beginning with urban centers and expanding to rural districts by late 2025.

How to Register for a BISP Mobile Wallet

Women who wish to activate their digital wallet can follow these simple steps:

1. Visit the nearest BISP office, JazzCash, Easypaisa, or UPaisa agent

2. Present your original CNIC and a SIM card registered in your name

3. Complete biometric verification (if not already done)

4. Select your preferred wallet provider

5. Receive a confirmation SMS once your account is linked with BISP

Key Benefits of Mobile Wallets

Switching to digital wallets offers multiple advantages:

• No hidden deductions or charges

• No need to travel to cash centers

• Funds available anytime through app, ATM, or wallet agent

• Easy tracking with SMS and transaction history

• Safer handling of money, especially for women in rural areas

What Leaders Are Saying

At the launch ceremony, Minister of State for Finance Bilal Azhar Kayani called the initiative “a national priority,” praising its transparency and efficiency.

BISP Secretary Aamer Ali Ahmad described it as “a leap forward in financial empowerment,” stressing that this is more than just a payment method—it is a step toward women’s mobility and independence.

Conclusion

The rollout of mobile wallets under the BISP 8171 scheme is more than a technological upgrade—it’s a transformation in how social welfare reaches millions of Pakistani women. By placing direct financial control in their hands, the government is not only reducing corruption but also encouraging digital awareness and financial independence.

If you are a BISP beneficiary, now is the time to update your CNIC, verify your mobile number, and activate your wallet. With quarterly payments just a few clicks away, Pakistan is entering a new chapter of digital, inclusive, and efficient welfare support.

FAQs

What is the BISP mobile wallet?
It’s a digital account linked to your CNIC and mobile number, where your BISP stipend is deposited directly.

Who can use the wallet?
Only women registered under the BISP 8171 Kafaalat program with a verified CNIC and SIM in their name.

Which wallets are available?
JazzCash, Easypaisa, UPaisa, and selected bank applications.

Is there any cost?
No. The wallet is free to activate and use for receiving payments.

How do I activate my wallet?
Visit a BISP office or an authorized mobile wallet agent with your CNIC and SIM card, complete biometric verification, and link your account.

Can I still receive payments without a wallet?
Yes, but over time, mobile wallets will become the standard method for BISP payments.