Prime Minister Laptop Loan Scheme: The Prime Minister Laptop Loan Scheme 2026 is a major step toward building a digitally empowered youth in Pakistan. Launched under the Prime Minister’s Youth Programme, this initiative aims to help students, freelancers, and young professionals get access to modern laptops without facing financial stress.
Instead of paying a large amount upfront, applicants can receive a laptop through completely interest-free financing. This means you only pay the actual cost of the device in easy monthly installments. The main objective of the scheme is to support education, online work, freelancing, and skill development so that young Pakistanis can grow and compete in the global digital economy.
What is the Prime Minister Laptop Loan Scheme 2026?
The Prime Minister Laptop Loan Scheme 2026 is a government-supported program that allows eligible individuals to purchase laptops on zero markup (0% interest). Unlike traditional loans, there are no hidden charges or extra costs involved.
The entire process — from application to approval — is conducted online, making it transparent, simple, and accessible for applicants across the country.
Who Can Benefit from This Scheme?
The program is designed to support youth who need digital tools for learning or earning. It is ideal for:
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College and university students
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Freelancers working on online platforms
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Young professionals starting digital careers
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Individuals learning skills like IT, graphic design, programming, or media
Key Benefits of the Laptop Loan Scheme
1. Interest-Free Financing
Applicants only repay the actual laptop price. There is no interest or markup, making it one of the most affordable technology financing options in Pakistan.
2. Easy Monthly Installments
The total amount is divided into manageable monthly payments, reducing financial pressure on students and freelancers.
3. Choice of Laptop Categories
You can select a laptop based on your academic or professional needs.
4. Fully Online Application
Everything — registration, document submission, and status tracking — is done through the official online portal.
5. Nationwide Access
Youth from all provinces and regions can apply without visiting any office.
Laptop Categories Available
To meet different user needs, the scheme offers three laptop options:
Basic Category
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Maximum Cost: PKR 150,000
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Best for: Online classes, research, office work, and basic freelancing
Medium Category
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Maximum Cost: PKR 300,000
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Best for: Programming, graphic design, content creation, and multitasking
Advanced Category
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Maximum Cost: PKR 450,000
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Best for: Video editing, AI tools, data science, and professional freelancing
Your selected category will determine the device specifications and installment amount.
Estimated Monthly Installments (24 Months)
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PKR 150,000 → Around PKR 6,250 per month
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PKR 300,000 → Around PKR 12,500 per month
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PKR 450,000 → Around PKR 18,750 per month
The final payment plan will be shown in your dashboard after approval.
Eligibility Criteria
To apply, applicants must meet the following requirements:
Age: 18 to 35 years
Citizenship: Pakistani citizen with a valid CNIC
Applicant Category:
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Student enrolled in a recognized college or university
OR -
Active freelancer with a verifiable online profile
Income Level: Low to middle-income background
Not Eligible: Government employees cannot apply.
Priority may be given to continuing students and freelancers with a consistent work record.
Documents Required
Before applying, prepare these documents:
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CNIC (front and back)
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Recent passport-size photo
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Educational proof (for students)
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Freelancing profile links (for freelancers)
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Basic contact and income details
Uploading clear and accurate information improves your chances of approval.
How to Apply Online
The application process is simple:
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Visit the official PM Youth Programme website
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Create an account and verify your mobile number
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Enter your CNIC and personal details
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Choose your laptop category (Basic, Medium, or Advanced)
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Upload required documents
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Submit the application and save your tracking number
You can check your application status anytime through your online dashboard.
Application Review Process
After submission, your application goes through several stages:
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CNIC and identity verification
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Eligibility and document review
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Approval or request for additional information
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Processing through partner banks
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Activation of the installment plan
Updates are shared via SMS or email.
Why This Scheme is Important
The Prime Minister Laptop Loan Scheme 2026 is more than just financial assistance — it’s an investment in Pakistan’s future.
Education Support
Students can continue online learning without interruptions.
Freelancing Opportunities
Better equipment helps freelancers secure higher-paying international projects.
Youth Empowerment
Young people gain the tools needed to succeed in digital careers.
Financial Relief
Interest-free installments reduce the burden of expensive technology.
Important Tips
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Application deadlines are announced on the official portal
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Apply early to avoid missing the registration window
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Do not use agents or third-party services
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Always rely on official government sources for updates
Frequently Asked Questions
Is the scheme really interest-free?
Yes, there is 0% markup. You only pay the laptop’s actual price.
Can freelancers apply without a degree?
Yes, freelancers with verifiable online work profiles are eligible.
What is the repayment duration?
The installment period is shared after approval and may vary by category.
Where can I apply?
Applications are submitted through the official PM Youth Programme website.
Final Words
The Prime Minister Laptop Loan Scheme 2026 is a practical and forward-looking initiative that helps remove financial barriers to technology. By providing interest-free laptops with easy repayment options, the government is enabling students and freelancers to learn new skills, earn online, and build a stronger future in Pakistan’s growing digital economy.